Residential Mortgages

Our foundations were built on residential mortgages. We help with all scenarios, whether you are a first time-buyer purchasing your first home, a home-mover ‘climbing the property ladder’ or simply wish to secure a new product to lower your current interest rate, we can help.

We can help raise equity from your home, even if it is already being used as collateral for secure lending. Perhaps you are looking to make home improvements, raise the deposit for a new investment property or holiday home, if so, then please contact us to discuss your requirements.

Buy-to-let remains a popular investment, especially as clients seek an alternative to savings or stocks and shares, although it is fair to say that the buy to let mortgage market has been under some scrutiny of late. The UK government and regulatory authorities have made several changes, resulting in introduced affordability tests, which are leading to reduced loan amounts. Since the implementation of tax changes for those holding property in personal names, we can also advise on mortgages for those owing property via a limited UK or offshore company.

Connaught Private Finance can arrange buy-to-let mortgages for you, whether you’re a novice or an experienced investor. With access to a wide range of mortgage lenders with exclusive products, we are sure we can help.

In certain circumstances, there is a need for more complex funding requirements, where a conventional residential or buy-to-let mortgage just doesn’t fit. The square peg round hole scenario. Examples of these more complex cases could be the need for short term funding to refurbish a property, buying at auction or wishing to buy a new property before selling your own.

We have longstanding and trusted relationships a wide range of lenders and are on hand to help with all scenarios, no matter how small the deal is.